Job Details

A company is looking for a DE/SAR Mortgage Underwriter to evaluate residential mortgage loan applications and ensure compliance with standards.Key ResponsibilitiesAnalyze and underwrite loan files including credit, income, assets, and appraisalsIssue approval, suspension, or denial decisions within delegated authorityEnsure all underwritten files meet agency, investor, and federal compliance requirementsRequired QualificationsMinimum 3+ years of current mortgage underwriting experienceActive DE (FHA) or SAR (VA) designation; having both is preferredExperience underwriting Down Payment Assistance (DPA) programsProficiency with Encompass Loan Origination SystemStrong working knowledge of AUS platforms (DU and LP)