Job Details

United Consumer Financial Services Compa

As a part of the global industrial organization Marmon Holdings-which is backed by Berkshire Hathaway-you'll be doing things that matter, leading at every level, and winning a better way. We're committed to making a positive impact on the world, providing you with diverse learning and working opportunities, and fostering a culture where everyone's empowered to be their best.

The Customer Service Representative serves as the first point of contact for customers with overdue accounts. This role blends customer service excellence with debt recovery responsibilities, ensuring positive customer experiences while meeting collection targets.

ESSENTIAL DUTIES & RESPONSIBILITIES

REPRESENTATIVE LEVEL 1

• Manage inbound calls from customers regarding account status, payments, and disputes.
• Provide accurate information about balances, due dates, and payment options.
• Identify delinquent accounts and initiate appropriate collection actions.
• Document all customer interactions in CRM systems.
• Schedule one-time or recurring payments via EFT or credit/debit cards.
• Resolve customer complaints with empathy and professionalism.
• Recognize specific scenarios to require specific collection questions answered in compliance with the FTCPA.
• Properly request all UCFS collection letters (including Attorney letters).
• Effectively follow all the current KPI's to ensure calls are answered in a timely manner.
• Work together as a team to achieve departmental goals.
• Use the approved third-party companies to accept payments and other customer service - collection duties!
• Appropriately request RPC and Accurint reports.
• Effectively use all options available on the Collection and Inquiries system menus.
• Review voicemails and return calls to the customers within 24 hours or the next business day.
• Set up future promise to pay for delinquent accounts.
• Properly process specific customer requests through the flag for review reports.
• Perform additional assignments as required to assist in achieving Team and Company goals.

SKILLS & ABILITIES

• Ability to negotiate to work out payment arrangements on accounts that are delinquent on their first payment.

• Ability to calculate figures and amounts as the relate to settlements on accounts.
• The ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• The ability to multi-task in a busy, fast-paced, sometimes stressful, and noisy environment with frequent interruptions.
• Ability to communicate effectively on the phone and in person for up to 8 hours per day.
• Ability to work effectively with UCFS employees and customers.
• Ability to read, write and perform mathematical calculations.
• Ability to address detail.
• Ability to understand and follow UCFS policies, procedures, and guidelines.
• Proficiency with a computer, standard office equipment and computer programs, including but not limited to Microsoft Suite (Outlook, Excel, Word, PowerPoint), Internet/search engine savvy.

KEY PERFORMANCE INDICATORS

• Average call handling

• Average talk time

• Average wrap time
• Q/A Scores

• Collection numbers
• Contacts Per Hour

MINIMUM QUALIFICATIONS

• High school diploma or equivalent required.
• One year collection experience
• One year Call Center experience
• Knowledge of Billing and Collections procedures
• Pass Inbound Skills Assessment Test/Acceptable Keystrokes

WORKING CONDITIONS

This position operates in a professional office environment at UCFS offices in Westlake, Ohio.

This is typically a full-time position, which is defined as being scheduled to work for up to 40 hours or more per week. UCFS is open for operations 7 days a week, and most holidays. Representatives work Monday through Friday on the day or early evening shift, and may be called upon to work overtime, night-time, and weekend hours (two weekends required each month) or permanently change their schedules as job duties demand.

• Fast-paced call center setting.
• High volume of inbound calls.
• May include evenings, weekends, or holiday shifts.
• Performance-driven with metrics-based evaluations.

Following receipt of a conditional offer of employment, candidates will be required to complete additional job-related screening processes as permitted or required by applicable law.

We are an equal opportunity employer, and all applicants will be considered for employment without attention to their membership in any protected class. If you require any reasonable accommodation to complete your application or any part of the recruiting process, please email your request to ...@marmon.com, and please be sure to include the title and the location of the position for which you are applying.